How to Do a Prosperity
Watch the Full video Here: How to Do a Prosperity
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All right. Welcome, everybody. We just did a live Prosperity the Voice method. So we are going to review this so everybody will know how to do a prosperity. We will show you a couple of things and stop the video and during part of it.
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Okay. So let me pull this up. So, you know, you have to log in here. So obviously you got to log in, guys. Insurance admin that Nikki would have already set you up with your logins or I did. But you should be able to log in, so it can't really help you here with that.
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Okay. And then there's a second login that's coming up right here.
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Okay, So you want to make sure that you log in to the live application to.
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Okay. They're so strict. Now we got to send the stupid verification code to your cell phone. Zero.
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For six feet. Okay.
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So top left, you click on new application.
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Have you always lived in Indiana?
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Yes. Yeah. Okay.
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I'm from up north. Not an original.
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New Vista.
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Voice. Right.
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For a whole life policy. And the state of Florida.
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Right. So you can also choose when when I hit the products there. You could also choose the new vista. There's an email method. A lot of the time you're not going to do that simply because the people that you know, our clients have a hard time signing these email documents, and if they don't do it right, then they get upset and then you end up doing this way anyway. So that's my recommendation for the most part is going to do just do the voice.
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All right. So I'm just putting in.
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All right. So I have.
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Crater birth is ten, 11, 1949,
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male, non-smoker.
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So a thousand.
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And you guys came up in, uh, 53, 62. That's what I have. Okay. 50. Yes. Okay. Perfect.
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All right. So next.
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So, Ronald.
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So these questions, the proposed insurer is almost always the owner. So obviously that will be yes, like you'll see me click them, but it's going to be fast. So will the payer. They're usually almost always the payer. So the proposed insurer or the owner is the same thing. Is there any or the life insurance you know, we're hitting? No, I'm going to send a blank application packet so you can follow it. You can do yes or no here. Can they receive a text message or can they not in this video example just sit? No. So then they ended up reading all the disclosures at the end of the call when they were trying to qualify him and get him to sign the application to take the money out.
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Anything I'm missing.
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Yeah. Yeah. But if you do select Yes there. And they are capable of just looking at their phone and giving you the code when they get on the interview, it makes it easier. They just don't read the disclosures. But it's really not a big deal. Even if you select No, they just have to listen to the disclosures if they want the insurance. So it's fine. So, yeah, they're going to sit there and listen once they give you their banking information.
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And then if. Yeah. So that's completely up to you. I'd hit yes, try it out. If they say they can't get it or they can't go, you can always just go back and then hit. No. And continue if they if they can't come up with the code. So it's not like it's a total loss. It's not it's not, you know, definitely try it. But if it doesn't work, don't freak out. Just be like, whatever. You can't use the code I'll hit. No, I'm just going to keep going.
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What is? Except for the state of California.
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In the state of California, it's going to be email signature required only.
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Yeah, that's the only one. California having.
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To.
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File the application in and find out. We're going to be able to do the whole process with you so that way we'll know exactly everything. Is that right? Earnest Or Yeah.
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They're going to they'll tell us, like on the phone, like we don't have to, like, there's no waiting time. So to get the answer.
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Okay.
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Which I do prefer that I mean, don't obviously don't want to put everybody through a long interview, but I do prefer to know immediately. Okay. So I'm just flying through this. But if there is no exclamation mark next to something, you do not have to put it in.
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And you'll see a brief. When I go to put the social in here, it'll be a brief and then go to the next screen.
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The one question I didn't ask you back, what number are. All right, Well, you or Ronald, what's the best phone number for you guys?
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Eight one, two, 3716524.
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I missed the first three. Kind of broke up.
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Eight one, two, 3716524. Got it.
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All right.
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And put this in here.
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Okay.
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All right. Now it's doing the little spinning wheel where it's going to verify that you exist.
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So right here.
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And that's what it's doing right now, spinning.
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So during this time. This is a verification, guys. Uh, it's just verifying that these are put in. Like, if you ever see it doesn't verify, then it becomes annoying for the client because then they have to take pictures of like, the social Security card and things like that. Um, but you. But you're fine. You were verified. Um, do you have your driver's license number?
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Yeah. Let me get.
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So this isn't 100% required, but we have. We end up having problems with prosperity, verifying identities. And then you do not want prosperity. Email you something says we need a picture of a driver's license, a picture of a Social Security card, and have to get that over to prosperity and track an 80 year old person down to go do that because you know, they have a flip phone and can't figure that out. So don't. Yeah. If you verify as much information as you can, that is my main thing with prosperity. Put the license number in. You can technically hit no, even if they don't have a driver's license.
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But you should hit. Yes, if they can go get it real quick. And like Nikki said, they're already on the phone. They already gave you your banking, so you might as well just, you know, do it the right way.
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It? Sure.
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It
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is.
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You ready? Yep, I'm ready.
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Eight, nine, two, one three, four, five, nine, one nine. You got it.
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Indiana issued. Okay.
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All right? Yep. Perfect. And first name.
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You're the owner of your own policy, obviously.
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Can.
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In doing bank?
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Yep, absolutely.
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Yes.
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All right.
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So the only thing with this app and you'll see after I show you, but it's it's very redundant, so they want you to put the information in like many times.
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Right.
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Something like put that to put the address in three times.
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But one thing.
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Is well verified, then. Yeah.
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I mean, it can't be wrong because I'll be like, Well, this is wrong. This is wrong. This is wrong.
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Right.
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Anything so far, Nikki? Just normal.
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You know, everything looks good so far. It looks like you're just putting the this is the account information, so it makes you put right here. It says relationship to insured. So it's always a weird question. So it's going to show up in the dropdown itself.
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Ricky typed it.
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Yeah, but itself are starting.
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May 17th.
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Policy effective.
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Date. Right.
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So even I was a little confused for a second. I'm like, I want to make sure I'm putting it in right, though, so that it don't like I'm thinking pioneer. So just after I click it, I figure it out. But so if you want it to start a day, you can actually just put it in. Okay, so that would be the night. Yeah, it should be there. Perfect. It came up. Just want to make sure it's not doing what some of the apps do or it auto defaults.
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So Right. That was the third Wednesday. Okay.
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Yeah, that is the 17th, not the 19th. Yeah.
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But the.
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Bank information does look like everything. I skipped over that for obvious reasons. So now we're at the next screen.
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He's verified again, so that's good. All right. And listen to.
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Proposal. They have a feature, guys. So if the bank account is not verified, you definitely want to try to verify it. Even with smaller banks, the prosperity, even if because of if it comes back that it's not draftable, they sometimes, you know, just give you problems. So sometimes a smaller bank will be okay to submit, but hopefully it verifies. But if it doesn't and you 100% know that it's right, just continue with the application.
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Concern.
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I've played poker in Indiana a few different times. I'm trying to think. I want to say it was it was around Val.
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This is where people start trying to put too much info in because they get a little nervous. Just the exclamation marks, guys. That's it. You don't need their address. You don't need their social. You don't need any of that stuff.
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So for the for the primary beneficiary, you just need the primary beneficiaries name and the relationship. And then 100% or whatever the percentages that you're going to put in if you look at the list here. So yeah, it looks very overwhelming, but it's just a few pieces of information where the exclamations are right there.
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Yeah,
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there's one of those gambling.